Beat Financial Distress with a Plan

triumph over adversity

In time of economic difficulties, there are also psychological repercussions influenced by anxiety, worry or despair. At one time I was also going through serious financial distress which automatically transformed into mental loss of esteem and a sense of being a loser but after managing to overcome the difficult moments in life, nothing makes me lose hope and I have learnt to abstain from frivolous expenses regularly during the whole year and be frugal even for small daily expenses.

Initially it allowed me a saving at the end of the year of several thousands of rupees or more, which gradually just went on increasing as the returns from my small investments started improving initially.

By using the most effective strategies to manage money in an efficient way and being conscious of our savings, I’m able to free myself from the financial uncertainty in the present or future and live a #KhudKoKarBuland life as I learned to invest my money intelligently, without being misled by promises of easy money. I also realized that debt is not so bad if you can re-invest it smartly. You just need to be able to see the other sides of the coin.

I learned that for succeeding in life first and foremost you have to create plan to build pool of money that is sufficient to assure us a certain peace of mind than any upheavals of life to create us an umbrella for rainy days and a shelter to protect us from the elements.

Of course saving requires commitment, care and even a little hard work. But it's worth it, to force myself to make ends meet. Families often end up in financial trouble because of poor planning of expenses. I started recording and fixing a quota for expenses and avoid splurging on anything impulsively, rather wait for discount sales, use public transport as much as possible, going for homemade food. This not only adds to the small savings but also keeps a check on my health which cuts down on the medical costs too, which are quite expensive these days.

Before I invest I try to define the objectives, particularly with regard to time horizon and to monetary exposure involved and calibrate it from time to time as a function not only of the new needs which occur, but also of any changed conditions of life.

About

Kalyan is an avid traveler, photographer, travel writer, blogger, influencer, brand ambassador, product tester and reviewer, gadget freak, movie critic, and a die-hard foodie. He is in the blogging space since 2006, and his written articles and photographs have been featured in leading magazines and online spaces on luxury travel, fine dining, blogs, wine, and culture. His posts in the social media have a strong organic reach and engagement. This blog gets around half a million visitors annually.

He also has a self-hosted blog ♥ www.travtasy.com

Feel free to mail him at

iceheavens@gmail.com

Press, Media & Collaborations

Kalyan is open to FAM trips, travel writing, product reviews, whiskey and wine tasting, as also photography work for brands, tourism boards, hotels, resorts, restaurants, publications, guidebooks, travel supplements, coffee table books, websites, and blogs.

Kalyan's reviews have been published in notable magazines like Femina and popular books by leading authors. His photographs and articles have also been featured by the National Geographic, The Huffington Post, and World Bank. He has worked with leading brands as an influencer like HTC, Godrej, ITC, Asus, Flipkart, Kotak, Dell, Ola, Britannia, Dabur, MakeMyTrip, PayTM, Tropicana, Asian Paints and many others. He is also a Google Local Guide, Google Places Photo contributor, Google Translator, and Google Trusted Tester.

Kalyan is a traveler who loves routes outside the traditional circuits and believes (with good reason) to discover real gems just away from the crowds of tourists in the queue. Kalyan has ridden elephants through the jungles of Kaziranga, explored the mysteries of Bhutan, sailed to Andaman & Nicobar Islands, sipped his way through the Dal Lake in Srinagar, shared the night under the stars in Shimla, followed footsteps of Shah Jahan though Agra, communed with nature as the sun rose over the Kanchenjunga from Tiger Hill, found his center on the summit of the Rocky Hilltop of Darjeeling, and soaked up an exquisite sunset over the seas of Bay of Bengal. He always looks for WOW moments around the world among the local people, cuisine or across the streets to share with travel freaks everywhere.

Kalyan has also topped many pan-India blogging competitions. He has more than 30000 fans in his social media channels like Facebook, Twitter, Pinterest, Google Plus, Instagram, youtube etc.

Are you a company or brand or agency looking to popularize your service or product or destination to new audiences?

We have worked with...

Travel & Hospitality: Club Mahindra, Da Mauro Restaurant, Voyagers Cruise Service, Cleartrip, Tourist SIM card for Thailand, Godrej Alive is Awesome, Kotak Mahindra Bank, London Apartments, Malaysia Tourism, Oman Tourism, Skyscanner

Tech Collaborations: Airtel, Asus Zenfone, Datsun redi-Go, Dell Tablet, Motorola, Lenovo Yoga

Shopping Collaborations: Flipkart, Jabong India Online Fashion Week, Limeroad, Myntra

Household: Ariel Detergent, Pampers Diapers, Tresemme Shampoo, Ambipur

Food & Drinks: Golfers Shot Whisky, Matcha Green Tea, Mint-o Ultra mintz by ITC, Paper Boat Drinks, Tata Sampann Spices

Entertainment: The Jungle Book, Star Trek Beyond, Dear Zindagi

Photography Portfolio

Photography: https://www.snapwi.re/user/travtasy ♥ https://yourshot.nationalgeographic.com/profile/1427342 ♥ https://plus.google.com/collection/Mo2TlB ♥ https://www.instagram.com/travtasy

Statistics (as of November 2017)

Blog

Total Views – 55,06,804

3 month Average Monthly Visitors: 30,000+

3 month Average Monthly Pageviews: 50,000+

Subscribers – 1404

Domain Authority: 90

Page Authority: 51

Social Media

Klout Score: 64

Instagram - https://www.instagram.com/travtasy - 4700

Facebook - https://www.facebook.com/travtasy - 5050

Twitter - https://www.twitter.com/travtasy - 6300

Google Plus - https://plus.google.com/collection/Mo2TlB - 22,000

Pinterest - https://www.pinterest.com/travtasy - 2300

Youtube - https://www.youtube.com/c/travtasy - 450

Organic Engagement – 25 to 1000 per week

According to Google Analytics, our blog audience consists of women (61%) and men (39%) between the ages of 25 and 44. A majority of readers hail from the India (50%), United States (30%), United Kingdom (10%), and Canada (7%).

Promotion / Reviews

This blog has an average daily visit of 4000-5000 visitors with a good page rank and is open to reviews, promotions on a varied range of topics from Books to Gadgets to Movies to marketing of your resorts, home stays, spas, destination promotions, social media campaigns, content marketing, contests. It can be in the form of the Product being FEATURED, REVIEWED etc.

If you have any offers just drop them a line with the complete details and we will let you know whether and how we intend to take it up or not. For readers, if we review anything it's an honest review but then we do not guarantee in any form for the product, which is best left to the end user.

Product and App Beta Tester

Kalyan is a paid beta tester for various apps related to travel, lifestyle, tech, and food. He is also a hardware tester of smartphones and tablets too and loves providing feedback for improving the products. Get in touch with him, if you are interested in getting one of your apps or products tested.

Social Media Promotions

We help brands and agencies from India and abroad to promote their products through our various social media platforms. We have a combined following of more than 30000 fans in our various social media channels of Facebook, Twitter, Pinterest, Google Plus and Instagram. Our social media following is spread evenly across different countries of the world from India, the US to Europe.

With our social media promotion services, you not only can save time, but you can also count on the reach. Our rates are very attractive. The campaign budget will be specified by you. After defining your goals with us, we take care of all the necessary activities of preparation of the media and posting them as per your requirements.

SEO

Our articles are search friendly, which can be stated from our high organic traffic from Google (30%). The articles focus on travel, food, gadgets, and reviews.

Awards & Recognition

Godrej Aer - Inspire a fragrance Winner - https://www.indiblogger.in/topic.php?topic=114

Ambi Pur Perfect Road Trip - https://www.indiblogger.in/topic.php?topic=83

Kotak Jifi Is Here - https://www.indiblogger.in/indistuff/12/

Nissan Safety Driving Forum - https://www.indiblogger.in/topic.php?topic=125

Blogadda Delhi Manifesto Contest winner: http://blog.blogadda.com/2013/11/14/winners-for-delhi-manifesto-contests

Club Mahindra Dreamtrails Winner: http://blog.blogadda.com/2016/09/01/winner-announcement-travel-on-club-mahindras-dreamtrails

Women and the Taboo of Power: http://shethepeople.tv/women-and-the-taboo-of-power

Interview: MEET KALYAN PANJA, INDIAN FOOD BLOGGER ON SALTY FIG - http://www.saltyfig.com/blog/2013/10/meet-kalyan-panja-new-salty-fig-partner

Write For Us / Guest Post Submission Guidelines

If you want to spread your visibility, you can mail us your pitch or articles to be considered for publication. You can also send high-quality meaningful photographs too. You will get full credit as also the same will be shared in our strong social media network.

Rates

We offer different types of collaboration options. Rates are available on request. Contact me using the email address below and we can work out a mutually beneficial arrangement.

If you want to be in touch with him to know him more or to say a little hello, feel free to mail him at

iceheavens@gmail.com